Walmart Rewards Mastercard 2021 Review

Top perks

Diverse cash back program: Cardholders receive 5% back on purchases, including grocery pickup and delivery, as well as in-store purchases made through the Walmart Pay app, although the app rate promo is only for the first 12 months (2% thereafter). Travel and restaurants earn 2% back. All other purchases earn at the base rate of 1% back.

No annual fee: Cardholders can harvest the full value of rewards earned by avoiding an annual fee.

Price protection: If you purchase a new item and find it for a lower price within 120 days, you may be reimbursed for the difference.

Extended warranty coverage: This automatically doubles the original manufacturer’s warranty and store brand/purchased warranty when each is 24 months or less, for a total of up to 48 months.

Rental car insurance: With MasterRental Insurance, you’re covered against damage to rental vehicles, including physical damage and theft.

Baggage delay insurance: If your baggage is delayed by four hours or longer on a covered trip, this coverage will reimburse you for emergency purchases of essential items.

Trip cancellation/interruption insurance: If your trip is canceled or interrupted because of a covered accident or illness, your Walmart credit card can reimburse you for the unused, non-refundable portion of your common carrier passenger fare.

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No foreign transaction fee: Cardholders can use this card in other countries without paying extra fees on each swipe.

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