Travelers Auto Insurance Review | The Ascent


Policy types

  • Personal auto
  • Classic and antique car
  • Boat and yacht

Travelers auto insurance boasts a thorough offering of personal auto policy types designed to fit the needs of many customers. However, Travelers does not insure motorcycles or RVs.

Coverage types

  • Bodily injury liability
  • Property damage liability
  • Personal injury protection (PIP)
  • Uninsured motorist
  • Underinsured motorist
  • Medical payments
  • Collision coverage
  • Comprehensive
  • Gap insurance
  • Rental car coverage
  • Roadside assistance
  • New car replacement
  • Accident forgiveness
  • Ridesharing coverage
  • Named non-owner coverage

Travelers offers all the standard coverages as well as several optional ones. Currently, it only offers its ridesharing endorsement in two states. Drivers interested in this option may have to consider another insurance provider.

Travelers auto insurance offers some popular optional endorsements like gap insurance, roadside assistance, and accident forgiveness. And its new car endorsement is better than most of its peers. If someone totals their new car in the first five years, Travelers will pay to replace it with a new car of the same make and model. Most other carriers limit this insurance coverage to one to three years, so a full five years of new car replacement stands out.

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