The Ascent’s Mortgage Rates Tracking Methodology

The following purchase and refinance rates displayed on site are tracked both nation wide and for specific states daily and published the following weekday morning at 6am EST. State by state breakdowns only includes the product types (ex: 30 year fixed, 5/1 ARM, etc) that had more than 5 locks within the last 7 days to ensure rates represent a significant enough sample size.

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