Review: First Foundation Bank Online Savings

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Top perks

Earn 1.00% APY: The First Foundation Bank Online Savings account offers a 1.00% APY to anyone who has $1,000 or more in their account.

No monthly maintenance fee: Like most online banks, First Foundation Bank doesn’t charge a monthly maintenance fee for its Online Savings account customers.

ATM card: You can request an ATM card for your First Foundation Bank Online Savings account if you’d like the option to withdraw cash directly from the account rather than transferring funds to your checking account first. This is a rare feature among savings accounts, so move First Foundation Bank up on your list if this is something that’s important to you.

Unlimited ATM fee reimbursements: First Foundation Bank doesn’t have its own network of ATMs, but it will reimburse you up to $20 per transaction for any ATM fees you are charged. There is no monthly limit on the number of ATM fee reimbursements the bank will give you.

Easily manage your account from anywhere: First Foundation Bank Online Savings customers may access their account online through any web browser or using the bank’s mobile app, available for both Android and Apple devices. You can pay bills online, transfer funds, and even pay friends and family directly whether they bank with First Foundation Bank or not. Mobile check deposit is another option if you have a paper check you’d like to deposit to your account.

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FDIC insured: First Foundation, just like a traditional bank, is covered by the FDIC. Your funds, up to a maximum of $250,000 per depositor, per institution, are protected in the event of bank failure.

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View more information: https://www.fool.com/the-ascent/banks/savings-accounts/first-foundation-bank-online-savings-review/

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