Easy approval: Petal makes the approval process as simple and stress-free as possible. People with complicated credit or with no credit history at all are eligible for the Petal® 1 “No Annual Fee” Visa® Credit Card. If you haven’t established a credit history yet, you can link your bank accounts when you apply. Petal uses the payment information from your banking transactions to help decide whether to approve you. You can also see if you’re likely to get approved for this credit card before you apply. Petal’s pre-approval tool won’t impact your credit score, so there’s no risk to using it.
No annual fee: The best credit cards for building and rebuilding credit are no annual fee cards, and there’s no annual fee for this Petal card. You can use it to improve your credit without it costing you.
Rewards with select merchants: When you use the Petal® 1 “No Annual Fee” Visa® Credit Card at participating merchants, you earn between 2% and 10% cash back on eligible purchases, depending on the merchant’s specific offer. Petal’s lineup of participating merchants currently includes over 20 national offers and over 500 local offers. The cash back rate with this card at participating merchants is excellent.
No foreign transaction fees: You won’t need to pay extra if you use your Petal® 1 “No Annual Fee” Visa® Credit Card while you’re traveling internationally. The lack of foreign transaction fees is a helpful perk we don’t see very often from credit cards for bad credit.
High credit limits: Petal offers credit limits of $500 to $5,000 for the Petal® 1 “No Annual Fee” Visa® Credit Card. The benefit of a high credit limit is that it can helps you keep your credit utilization ratio down.
View more information: https://www.fool.com/the-ascent/credit-cards/petal-1-visa-card-review/