Vermont residents can apply for unemployment benefits quickly and easily online.
Employers across the nation have had to shut down or lay off workers because of the novel coronavirus, also known as COVID-19. Many people face difficult financial decisions as a result of business and school closures designed to slow the spread of the disease.
If you’ve lost your job or seen your hours reduced, one of the first things to do is open a claim for unemployment benefits. Here’s everything you need to know about unemployment claims in Vermont.
One email a day could help you save thousands
Tips and tricks from the experts delivered straight to your inbox that could help you save thousands of dollars. Sign up now for free access to our Personal Finance Boot Camp.
By submitting your email address, you consent to us sending you money tips along with products and services that we think might interest you. You can unsubscribe at any time.
Please read our Privacy Statement and Terms & Conditions.
Do I qualify for unemployment benefits?
The Vermont Department of Labor requires that you’re unemployed through no fault of your own and that your past earnings meet minimum requirements. You would normally also need to be able to work and actively seeking work, but there are some exceptions related to COVID-19.
If your employer either lays you off or reduces your hours due to COVID-19, you’re likely to be eligible for unemployment benefits. You may also be eligible in the following situations:
- You’re self-quarantining (but not sick) at the advice of a medical professional or public health official, and you’re not receiving paid sick leave or any other type of leave from your employer. If your unemployment is approved, you won’t need to search for work if your return to work date is within 10 weeks of separation.
- Your employer has closed either as a precautionary measure or due to a sick employee and other employees have been asked to self-quarantine.
If you need to take time off work because you contract COVID-19, the Department of Labor recommends employer-paid time off as the best option.
How do I apply for unemployment benefits?
To apply for unemployment benefits in Vermont, fill out the Department of Labor’s online unemployment application. You can also call the state’s Unemployment Service Claims Center at 877-214-3330 Monday through Friday between the hours of 8:15 a.m. and 6 p.m. or Saturday between 9 a.m. and 3 p.m. EDT.
You will need to provide personal information such as your Social Security number, and drivers license as well as details of your last 18 months of employment.
Be aware that you will need to make a weekly claim certification, beginning on the first Sunday or Monday after you have filed your application — even if your claim has not yet been approved.
How much money will I receive in unemployment benefits?
The Department of Labor calculates your weekly benefit amount by taking your total wages earned in the two highest quarters of your base period and dividing that number by 45. The maximum weekly benefit amount is $513.
In addition, the government’s recently passed Coronavirus Aid, Relief, and Economic Security (CARES) Act should entitle claimants to an extra $600 per week through July 31, 2020.
After you file for unemployment benefits, you’ll receive a monetary determination in the mail with your weekly benefit amount and the wages used for this calculation. Your base period is usually the first four of five completed quarters before your benefits application. So if you file your claim in April 2020, your base period would be January to December 2019.
Benefits are issued either by check or direct deposit to your bank account. If you prefer direct deposit, you’ll need to enroll in that service.
How long can I collect unemployment benefits?
The maximum amount of time you can collect unemployment benefits in Vermont is 26 weeks. However, the CARES Act extends that period by 13 weeks, allowing you to collect unemployment benefits for up to 39 weeks.
What if my unemployment claim is denied?
You may file an appeal if your unemployment claim is denied. Information on the appeals process will be available in the determination you receive in the mail, and you must file your appeal within 30 calendar days of the determination date.
Appeals must be submitted to the Department of Labor in writing. You can deliver yours by mail, email or fax.
What to do about financial troubles
Filing for unemployment is a smart first step, as these benefits can replace a portion of your lost income and cover essential expenses. If you’re still having difficulties, we’ve put together a detailed guide about where to find financial help during COVID-19.
View more information: https://www.fool.com/the-ascent/banks/articles/how-apply-unemployment-vermont/