First Foundation Review | The Ascent by Motley Fool

First Foundation offers several checking accounts for everyday spending. Offerings include an attractive interest-bearing checking account. 

Personal Interest Checking

Personal Interest Checking is an interest-bearing account. It’s primarily for First Foundation customers who plan to keep a higher balance in their checking account. The account features a $100 minimum opening deposit. However, it requires a $2,500 minimum daily balance to avoid the $20 monthly maintenance fee. 

The account comes with a complimentary debit card. All domestic ATM fees are reimbursed up to $20 per transaction.

Personal Checking 

First Foundation Bank’s Personal Checking account requires a $100 minimum deposit. There are no monthly fees. It also comes with a debit card and domestic ATM fee reimbursements. Personal Checking is not an interest-bearing account. 

Senior Interest Checking 

People 55 and older also have the option of Senior Interest Checking. This interest-bearing account comes with a variety of attractive benefits. For example, there are no monthly fees and no minimum balance requirements. You’ll also get free basic checks and a debit card. Additionally, Senior Interest Checking comes with domestic ATM fee reimbursements. The bank offers up to $20 per transaction for these reimbursements.

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