Chase Freedom Flex 2021 Review : Up to 5% Back

Top perks

$200 sign-up bonus

You only need to spend $500 on purchases in the first three months to receive this $200 bonus. With such a low spending minimum, it’s one of the easiest sign-up bonuses to get.

First-year grocery rewards

The Chase Freedom Flex℠ packs in an additional first-year perk beyond the sign-up bonus. You can earn 5% cash back on grocery store purchases on up to $12,000 spent in the first year. Note, Target® and Walmart® purchases aren’t included.

Cash rewards program

The Chase Freedom Flex℠ has a long list of bonus categories. Here are the card’s cash back rates:

  • 5% back on up to $1,500 in combined quarterly purchases in bonus categories that you activate
  • 5% back on travel that you book using Chase Ultimate Rewards points.
  • 3% back at restaurants, which includes takeout and orders through eligible delivery services
  • 3% back at drugstores
  • 1% back on all other purchases

With so many popular categories where you can earn bonus cash back, this card is great for maximizing your credit card rewards.

No annual fee

You can add the Chase Freedom Flex℠ to your wallet free of charge. You get excellent value from no-annual-fee cards that earn rewards because you get money back on your spending and the card itself doesn’t cost a dime.

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0% intro APR

For the first 15 months, this card has an 0% intro APR on purchases. If you have a large expense coming up that you can’t pay for in full right away, the Chase Freedom Flex℠ gives you plenty of time to pay it off gradually.

No redemption minimum

A helpful and underrated perk of Chase credit cards is that you can redeem any amount of rewards you want, even as little as $0.01 in cash back. There are credit cards that make redemptions more inconvenient by requiring you to hit a minimum amount of cash back first, such as $20 or $25.

DoorDash benefits

As a cardholder, you’re can claim three months free with DashPash, DoorDash’s subscription service. You’ll get unlimited free deliveries on eligible orders over $12 using DoorDash and Caviar (other fees may apply). To qualify, you’ll need to activate the offer by Dec. 31, 2021. Note that after the free three months, you’ll be automatically enrolled in DashPash at 50% off for the next nine months unless you cancel it first.

Other benefits to consider

The the Chase Freedom Flex℠ includes some valuable benefits beyond its flagship lineup of perks. These include:

  • Cell phone protection: When you pay your monthly cell phone bill with your Chase Freedom Flex℠, you’ll receive complimentary protection against covered theft or damage.
  • Credit score for free: Chase’s Credit Journey app is a useful tool to get a credit score for free, along with helpful tips, protections, and alerts.
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Learn more: A guide to Chase Freedom Flex card benefits

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