Best Payments Apps for 2021


Bottom line: Venmo, which PayPal owns, is another one of the best payments apps. It’s a good choice if you need to send money to friends or family members. Whether you need to split the bill when you’re out for dinner, send your roommate rent money, pay someone back, or send money for a birthday or holiday, this is an easy and convenient app to use. You can pay others with funds from your Venmo balance, credit card, debit card, or bank account. Also, Venmo allows you to request money from others.

You can even use your Venmo account to make payments through participating retailers and companies. Some participating brands include Uber, Poshmark, Grubhub, and Foot Locker. If you use a credit card to pay others, Venmo charges a 3% fee. Your credit card issuer may also charge a fee. But sending money through a debit card or bank account is free. If you use Venmo regularly, you can apply for a Venmo debit card and use your account balance to pay for items wherever you go.

  • iOS app rating: 4.9/5 stars
  • Android app rating: 4.4/5 stars
  • Cost: Free to send money from a debit card or bank account, 3% for credit card payments

READ MORE >> Venmo review

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