Amex Platinum Card 2021 Review: Earn Up to 10x Points


Top perks

You probably won’t find a card more feature-packed than The Platinum Card® from American Express.

100,000 bonus points

You’ll earn a welcome bonus of 100,000 bonus points for spending $6,000 on purchases within the first six months of Card Membership. The offer and spending minimum are fairly competitive with popular sign-up bonuses. Terms apply.

Restaurants rewards in the first six months

The card now includes introductory rewards of 10 points per dollar on eligible purchases on the Card at restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases. This only applies during your first 6 months of Card Membership. Terms apply.

Ongoing rewards program

This card earns bonus points in an array of categories:

  • 5 points per dollar on flights booked directly with airlines and through American Express Travel, on up to $500,000 in purchases per calendar year
  • 5 points per dollar on prepaid hotels booked on amextravel.com
  • 1 point per dollar on all other purchases
  • Terms apply.

High rates on flights and hotels, plus that fantastic welcome offer, all help to maximize your rewards.

$200 annual Uber Cash and Uber VIP status

American Express cardholders get cash toward Uber rides and an automatic bump up to Uber VIP status. Uber Cash is doled out in monthly installments of $15 each (plus an extra $20 in December). The only frustrating part is that any unused cash amount won’t roll over to the next month, so you need to use Uber frequently to get the most from this benefit. Terms apply.

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$200 annual airline fee credit

After you choose a qualifying airline, you’ll automatically get up to $200 in annual statement credits for airline fees. This covers anything an airline classifies as a fee, such as checked luggage charges and in-flight food or beverages. Just keep in mind that the credit won’t cover airfare. Terms apply.

$100 annual statement credit with Saks Fifth Avenue

You’ll get up to $100 per year in statement credits for purchases at Saks Fifth Avenue and saks.com. This credit is split: You’ll get $50 between January and June and $50 between July and December. You’ll need to enroll online to activate this perk. Terms apply.

CLEAR® credit

The Platinum Card® from American Express will reimburse your membership fee for the CLEAR® program you are enrolled in, up to $179 per year. Reimbursement is in the form of a statement credit. Terms apply.

Airport lounge access

A card is only as good as its rewards program, and this one doesn’t disappoint. Few issuers can rival American Express’s list of airline and hotel partners. And all those partners add up to more high-value redemption opportunities for your points. Used w, e to access Delta Sky Club® lounges, International American Express Lounges, and American Express Centurion® lounge and Studio locations worldwide. The latter are known to be more luxurious than the typical airport lounge. For a frequent flyer, airport lounge access is a great way to upgrade your travels. Terms apply.

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American Express Membership Rewards points

A card is only as good as its rewards program, and this one doesn’t disappoint. Few issuers can rival American Express’s list of airline and hotel partners. And all those partners add up to more high-value redemption opportunities for your points. Used wisely, American Express Membership Rewards points can easily be worth $0.02 per point. With some shopping around and a little luck, you could even find a redemption option that gives you $0.05 per point or more. Terms apply.

Complimentary elite status with Marriott Bonvoy and Hilton

Being a Card Member entitles you to automatic Marriott Bonvoy™ Gold Elite Status and Hilton Honors Gold Status, so you’ll get all the associated benefits. Enrollment required. Terms apply.

Travel and purchase protections

American Express cards generally have robust travel and purchase protections. Here are the complimentary protections that apply to every eligible purchase made with The Platinum Card® from American Express:

No foreign transaction fees

Avoiding extra fees is a must, especially when you’re a frequent traveler. As you probably expected, American Express won’t ding you with a foreign transaction fee when you use this card internationally. (See rates and fees)


View more information: https://www.fool.com/the-ascent/credit-cards/american-express-platinum-card-review/

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