Amex Delta SkyMiles Gold 2021 Review: Pros, Cons, and More

Top perks

The Delta SkyMiles® Gold American Express Card has the features you’d expect from a top airline credit card.

Welcome bonus offer

You’ll earn 40,000 bonus miles after you spend $1,000 in purchases on your new card in the first three months. Terms apply.

$100 Delta Flight Credit

After spending $10,000 on eligible purchases with the Delta SkyMiles® Gold American Express Card in a calendar year, you’ll receive a $100 Delta Flight Credit. Terms apply. The credit is easy to get if you use your card regularly, as it only requires about $835 in monthly spending, and it balances out the annual fee.


The card earns 2 miles per dollar on:

  • Delta purchases
  • Restaurants worldwide
  • U.S. supermarkets

All other purchases earn 1 mile per dollar. Terms apply. This is a better rewards rate than it may seem, as experts generally value SkyMiles® at about $0.015-$0.02 each.

Free checked bag

Card Members get a free first checked bag on all Delta flights for themselves. Terms apply. If you usually check a bag, this Delta credit card will save you money on one of the most common travel expenses.

Priority boarding

You’ll be in the Main Cabin 1 Priority Boarding group every time you fly with Delta. If you aren’t familiar with Delta’s boarding process, this means you’ll board after first class and the “Sky” boarding group, but before the general main cabin (groups 2 and 3). Terms apply.

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No foreign transaction fee

Like any good airline credit card, the Delta SkyMiles® Gold American Express Card doesn’t charge you an extra fee on foreign transactions. (see rates and fees).

First-year annual fee waiver

Although this card does have a $99 annual fee, at least it’s waived for the first year you have the card.

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